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Real Benefits for Real Life
Our benefits are designed for the moments when life gets all too real and you need someone to have your back. We're a safety net that helps pay the expenses you didn't plan on, so you can get on with the business of living.
Explore PlansExperience the everyday benefits of membership.
For over 40 years Members have trusted us to help them when unexpected roadside emergencies happen. Get peace of mind knowing that you and your entire family are covered either on the road or when your vehicle needs repair.
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Roadside Assistance
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Auto Repair
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Entertainment Discounts
Our Plans
We have designed the best plans to fit your needs, providing benefits for all aspects of your life. Please select your location below to see which plans are available to you:
With over 35 benefits available and nearly 2 million active members, our plans provide members with products and resources for their personal safety and security. FIMC has earned a reputation for trust, service and expertise in membership programs that meet compliance requirements throughout the United States, Canada, and Puerto Rico. We pride ourselves in providing outstanding customer service to our members.
*For Careington related benefits such as Prescription Discounts, Vision Care Discounts
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at www.realbenefits.com. A written list of participating providers is available upon request. You may cancel within the first 31 days after effective date and receive a full refund. Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. This plan is not available in Vermont or Washington.
Ambulance and Paramedic Expense, Auto Deductible Reimbursement, Auto Repair Reimbursement, Child Accident Expense, Emergency Medical Expense, Home Deductible Expense Reimbursement, Home Health Insurance Deductible Reimbursement benefits are provided under a blanket policy issued by American Bankers Insurance Company of Florida to Home Benefits, LLC. Loss must occur while plan is in effect. They are subject to terms, conditions, and exclusions.
Auto Insurance Deductible Reimbursement in Texas is provided under a policy from American Bankers Insurance Company of Florida. Loss must occur while plan is in effect. They are subject to terms, conditions, and exclusions.
The following benefits are not deemed as Emergency in MD:
- Emergency Medical Expense Benefit
- Emergency Transportation and Car Rental Expense Benefit
- Emergency Living Expense Benefit
- Emergency Cash Wiring Fee Reimbursement
Due to state restrictions:
- $2,000 Legal Defense is not available in CA
- Bail Bond is not available in CA & NY
- $2,000 Uninsured Motorist Protection is limited in NY and not available in CA & NV
Member Details
Add Family Members
Family memberships cover a spouse or domestic partner and children up to 21 years of age (23 if full-time college student) who reside at the same residence.
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