- Towing & Roadside Assistance
- Auto Deductible Reimbursement
- Home Deductible Reimbursement
- Child Accident Benefit
- Auto Repair Rebate
- Locksmith Services
- Travel Discounts
- Entertainment Discounts
- Telemedicine
- Identity Theft Protection
- Hospitalization Reimbursement
- Funeral Services Discount
- Moving Services Discount
- Restaurant.com Points
- Travel and Attraction Discounts
- Wholesale Club Discounts
- Towing & Roadside Assistance
- Auto Repair Reimbursement
- Auto Deductible Reimbursement
- Locksmith Service for your Car
- Auto Care Discount Network
- Travel Discounts
- Entertainment Discounts
Home & Auto
Silver Safeguard
Auto Plus
We offer benefits that can help save you money.
In a perfect world, having a budget would be enough. But real life doesn’t work that way. Unexpected auto, home, family and healthcare events can happen at any time – and insurance doesn’t always cover the costs.
Our benefits are designed for the moments when life gets all too real and you need someone to have your back. We’re a safety net that helps pay the expenses you didn’t plan on, so you can get on with the business of living.
Real Benefits for Real Life™
Auto
Home
Health
Life Event
Security
Travel
Everyday
Roadside Assistance
Call for immediate roadside service to fix a flat tire, fuel up, get a jump start, unlock a vehicle or tow your disabled vehicle. Our extensive network of providers means you never have to worry about being stranded on the side of the road.
Auto Deductible Reimbursement4
Reimburse your auto insurance deductible up to $500, if your car is involved in an accident or has comprehensive damage. After your auto insurance covers the claim, look to your deductible reimbursement benefit to help cover the out-of-pocket costs.
Auto Repair Rebate5
Receive a rebate for 30% of your auto repairs up to $250 (and up to $500 maximum during your annual membership period). While the rebate does not cover routine maintenance, it can be combined with Auto Care discounts for even greater savings when unexpected repair costs occur.
Locksmith Services
Get expert locksmith help whenever your keys get locked in the car or are lost or stolen. And, for specialty keys that require dealership programming, submit the invoice for reimbursement consideration.
Discounts on Service Repairs
Take up to 15% off routine maintenance and emergency repairs at thousands of auto service locations nationwide, including: Firestone, Tires Plus, Wheel Works, Hibton Tire, Tire Kingdom, Merchant’s Tire, NTB, AAMCO, MAACO, Meineke and more! Plus, combine your discount with the Auto Repair Rebate for even greater savings.
Auto
Home
Health
Life Event
Security
Travel
Everyday
Moving & Storage Reimbursement
Receive a $500 reimbursement for the use of professional moving services or the rental of a portable storage unit when you move from your existing home to a new permanent residence.
Moving Services Discount
Plan members get preferred pricing on local and state-to-state moving services.
Home Deductible Reimbursement6
Reimburse your home insurance deductible, up to $500 if you have a loss at your primary residence that is covered by your homeowner’s, renter’s, or personal property insurance. Take advantage of this helpful benefit to cover unexpected expense of making an insurance claim.
Locksmith Services
Call our toll-free number to have a professional locksmith dispatched to your home. Get help if your keys are lost, stolen or locked inside your house. Prevent a home break-in with immediate locksmith service to re-key your home locks.
Extended warranty benefit
Doubles manufacturers warranties for up to one additional year. Covers most major appliances, electronics, and other purchases.
Auto
Home
Health
Life Event
Security
Travel
Everyday
Telemedicine
Get direct 24/7 phone and video access to licensed doctors to receive treatment and advice for non-emergency illness including cold & flu, respiratory and sinus infections, joint aches and pains, sports injuries, and more.
Hospitalization Reimbursement7
Protection from unforeseen medical bills with a $500 reimbursement for a three-night stay in a hospital for you or your spouse.
Prescription Drug and Vision Care Discounts
Save up to 60% off generic and up to 25% brand-name prescription drugs at over 50,000 participating pharmacies nationwide. Plus, cross this errand off your to-do list with convenient home delivery discount services. Save up to 40% off retail for exams, conventional contact lenses and eyewear at over 65,000 providers including independent optometrists / ophthalmologists / opticians, as well as LensCrafters®, Sears Optical®, Target Optical®, JCPenney® Optical, and most Pearle Vision® locations. Plus, save up to 50% off Traditional LASIK surgery through QualSight. THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.
Home Healthcare Device Discounts
Provides access to competitive fixed pricing from a leader in durable home healthcare products. Discounts between 5% and 40% off beds, wheelchairs, insulin pumps, CPAP/BPAP machines, muscle stimulators and more.
Hearing Aid Discount
Hearing aid low price guarantee, we’ll beat any price by 5%. Plan includes 40% discount on diagnostic services, risk-free trial, one-year of cleaning and adjustments, two-years of free batteries, and a three-year warranty.
Health Insurance Deductible Reimbursement6
Recover your health insurance deductible, up to $500 if you are hospitalized as a result of a home accident. After your health insurance covers the claim, your deductible reimbursement benefit helps with the out-of pocket costs.
Emergency Medical, Ambulance and Paramedic Expense Reimbursement6
Reimburse the first 48 hours of emergency medical outpatient expenses, plus ambulance and paramedic expenses, for injuries from either an auto-related accident or a home-related accident at your primary residence. This valuable benefit provides for an unlimited dollar amount to cover emergency accident costs not covered by other insurance.
Auto
Home
Health
Life Event
Security
Travel
Everyday
Accidental Death Benefit7
In the event of an accidental death, or the the accidental death of your spouse, the plan will pay $10,000 to your beneficiaries.
Funeral Services Discount7
The average funeral costs $7,000 – $10,000. In the event that the you, your spouse or adult child passes away, the plan provide a 10% discount to funeral services with the largest national network of funeral providers.
Executor Help Service
The Executor Help Plan is designed to assist you after the loss of a loved one. The plan provides Estate Fraud Protection Services, help with Forms and Letters, Legal Services and access to Grief Counseling Content.
Policy Inspector Service
The Policy Inspector contacts over 500 insurance companies on your behalf, locating unclaimed life and annuity policies for the lost loved one.
Marriage or Divorce Reimbursement
Receive a $500 reimbursement when you get married or divorced. You can utilize this benefit once for marriage and once for divorce during the remainder of your coverage period.
Auto
Home
Health
Life Event
Security
Travel
Everyday
Identity Protection
Get 24/7 access to an identity dashboard, high risk transaction alerts and dark web alerts. In the event of identity theft, also get 3 bureau credit monitoring and bank account opening and takeover alerts.
Identity Theft Coverage
Get help with your losses due to identity theft with stolen funds reimbursement and $1MM identity theft insurance.
Will Preparation
Have a Simple Will prepared at no cost by a plan attorney and free updates annually. Plus, access to free Living Will and Power of Attorney forms. Gain peace-of-mind and protect your loved ones knowing that you have updated estate and legal planning documents.
Personal Legal Documents Advice
Access to a nationwide network of plan attorneys to provide free and discounted legal services. Free Legal Services – Including review of independent legal documents (6 page maximum per document, no limit to the number of new independent documents).
Discounts on Legal Referrals
Access a nationwide network of plan attorneys for up to 40% off legal fees and guaranteed hourly rates for personal legal matters. Plus, take advantage of a variety of free legal services: phone consultations, initial face-to-face consultation, empowering members to represent themselves in small claims court and assist with government program disputes.
Auto
Home
Health
Life Event
Security
Travel
Everyday
Travel Attractions & Experiences
Discover amazing things to do everywhere you go with preferred access to Viator. Book day trips, weekend journeys, or a trip-of-a-lifetime with access to top attractions and expert recommendations to venues in the most popular destinations.
Discounts on top hotels
Receive great discounts on hotel accommodations from our partners. See your saving grow when planning vacation or business trips and using member benefits for discounted rentals cars, restaurants, entertainment and more.
Vacation Package Savings
Maximize your vacation and travel options with an online booking manager and check out over 62 million+ verified reviews to help plan the perfect getaway. Plus, use our expert trip routing service to map out your destination with turn-by-turn directions, points of interest along the way, traffic pitfalls, etc.
Car Rental Discounts
Receive exclusive discounts up to 20% off from our rental partners. When planning a vacation, use your membership for discounts on hotels, entertainment and restaurants too and save even more.
Auto
Home
Health
Life Event
Security
Travel
Everyday
Restaurant.com Points
Receive 2,500 points with a $25 value to use each month. Use points to purchase Restaurant.com certificates for discounts at local and national restaurants.
Wholesale Club Discounts
Get exclusive discounts at Costco and Sam’s Club.
Savings on over 55,000 restaurants throughout the U.S. and Canada
Use MySavers! Discounts powered by the Entertainment network for savings in over 55,000 restaurants throughout the U.S. and Canada.
Exclusive discounts on movie tickets and theme parks
Save on discounts to major movie chains and top theme parks nationwide.
Auto
Roadside Assistance
Call for immediate roadside service to fix a flat tire, fuel up, get a jump start, unlock a vehicle or tow your disabled vehicle. Our extensive network of providers means you never have to worry about being stranded on the side of the road. Plus, there’s no limit on towing or service calls.
Deductible Reimbursement
Reimburse your insurance deductible up to $500, if your car is involved in an accident or has comprehensive damage. After your auto insurance covers the claim, look to your deductible reimbursement benefit to help cover the out-of-pocket costs.
Repair Rebate
Receive a rebate for 30% of your auto repairs up to $250 (and up to $500 maximum during your annual membership period). While the rebate does not cover routine maintenance, it can be combined with Auto Care discounts for even greater savings on unexpected repair costs occur.
Locksmith Services
Get expert locksmith help whenever your keys get locked in the car or are lost or stolen. And, for specialty keys that require dealership programming, submit the invoice for reimbursement consideration. Plus, there’s no limit on your emergency locksmith reimbursement service.
Discounts on Service Repairs
Take up to 18% off routine maintenance and emergency repairs at thousands of auto service locations nationwide, including: Firestone, Tires Plus, Wheel Works, Hibdon Tire, Tire Kingdom, Merchants Tire, NTB, Meineke, AAMCO, MAACO, Take 5 Oil Change, and participating Big O Tires. And, combine your discount with the Auto Repair Rebate for even greater savings.
Home
.
Home Deductible Reimbursement
Reimburse your home insurance deductible, up to $500 if you have a loss at your primary residence that is covered by your homeowner’s, renter’s, or personal property insurance. Take advantage of this helpful benefit to cover unexpected expense of making an insurance claim.
Locksmith Services
Call our toll-free number to have a professional locksmith dispatched to your home. Get help if your keys are lost, stolen or locked inside your house. Prevent a home break-in with immediate locksmith service to re-key your home locks.
Extended warranty benefit
Doubles manufacturers warranties for up to one additional year. Covers most major appliances, electronics, and other purchases.
Moving Services Discount
Get a 10% discount on moving supplies and a 60% discount on state-to-state moves with United Van Lines.
Moving & Storage Reimbursement
Receive a $500 reimbursement for the use of professional moving services or the rental of a portable storage unit when you move from your existing home to a new permanent residence.
Health
Health insurance deductible reimbursement
Recover your health insurance deductible, up to $500 if you need emergency medical treatment as a result of a home accident. After your health insurance covers the claim, your deductible reimbursement benefit helps with the out-of pocket costs.
Emergency accident expenses including ambulance and paramedics
Reimburse the first 48 hours of emergency medical expenses (ambulance, paramedic service, outpatient services x-rays, etc.) for either auto-related accident injuries or home injuries at your primary residence. This valuable benefit provides for an unlimited dollar amount to cover emergency accident costs not covered by other insurance.
Prescription drug and vision care discounts
Save up to 60% off generic and up to 25% brand-name prescription drugs at over 50,000 participating pharmacies nationwide. Plus, cross this errand off your to-do list with convenient home delivery discount services. Save up to 40% off retail for exams, contact lenses and eyewear at over 65,000 providers including independent optometrists/ophthalmologists/opticians, as well as LensCrafters®, Sears Optical®, Target Optical®, JCPenney® Optical, and most Pearle Vision® locations. Plus, save up to 50% off Traditional LASIK surgery through QualSight.
Telemedicine
Get direct 24/7 phone and video access to licensed doctors to receive treatment and advice for non-emergency illness including cold & flu, respiratory and sinus infections, joint aches and pains, sports injuries, and more.
Hospitalization Reimbursement
Protection from unforeseen medical bills with a $500 reimbursement for a three-night stay in a hospital for you or your spouse.
Home Health Care Device Discount
Provides access to competitive fixed pricing from a leader in durable home healthcare products. Discounts between 5% and 40% off beds, wheelchairs, insulin pumps, CPAP/BPAP machines, muscle stimulators and more.
Hearing Aid Discounts
Hearing aid low price guarantee, we’ll beat any price by 5%. Plan includes 40% discount on diagnostic services, risk-free trial, one-year of cleaning and adjustments, two-years of free batteries, and a three-year warranty
Life Events
Accidental Death Benefit
The average funeral costs $7,000 – $10,000. In the event of an accidental death, or the the accidental death of your spouse, the plan will pay $10,000 to your beneficiaries.
Funeral Services Discount
In the event that the you, your spouse or adult child passes away, the plan provides a 10% discount to funeral services with the largest national network of funeral providers.
Executor Help Service
The Executor Help Plan is designed to assist you after the loss of a loved one. The plan provide Estate Fraud Protection Services, help with Forms and Letters, Legal Services and access to Grief Counseling Content.
Policy Inspector Service
The Policy Inspector contacts over 500 insurance companies on your behalf, locating unclaimed life and annuity policies for the lost loved one.
Marriage or Divorce Reimbursement
Receive a $500 reimbursement when you get married or divorced. You can utilize this benefit once for marriage and once for divorce during the remainder of your coverage period.
Security
Will Preparation
Get professional legal help with simple and living will preparation, including updates as needed up to twice a year. Gain peace-of-mind and protect your loved ones knowing that you have updated estate and legal planning documents.
Personal Legal Documents Advice
Access to a nationwide network of plan attorneys to provide free and discounted legal services. Free Legal Services – Including review of independent legal documents (6 page maximum per document, no limit to the number of new independent documents).
Discounts on Legal Referrals
Access a nationwide network of plan attorneys for up to 40% off legal fees and guaranteed hourly rates for personal legal matters. Plus, take advantage of a variety of free legal services: phone consultations, initial face-to-face consultation, empowering members to represent themselves in small claims court and assist with government program disputes.
Identity Protection
Get 24/7 access to an identity dashboard, high risk transaction alerts and dark web alerts. In the event of identity theft, also get 3 bureau credit monitoring and bank account opening and takeover alerts.
Identity Theft Coverage
Get help with your losses due to identity theft with stolen funds reimbursement and $1MM identity theft insurance.
Travel
Discounts on top hotels
Receive great discounts on hotel accommodations from our partners. See your saving grow when planning vacation or business trips and using member benefits for discounted rentals cars, restaurants, entertainment and more.
Vacation Package Savings
Maximize your vacation and travel options with an online booking manager and check out over 62 million+ verified reviews to help plan the perfect getaway. Plus, use our expert trip routing service to map out your destination with turn-by-turn directions, points of interest along the way, traffic pitfalls, etc.
Car rental discounts
Receive exclusive discounts up to 20% off from our rental partners. When planning a vacation, use your membership for discounts on hotels, entertainment and restaurants too and save even more.
Everyday
Savings on over 55,000 restaurants throughout the U.S. and Canada
Use the MySavers! Discounts powered by the Entertainment network for savings in over 55,000 restaurants throughout the U.S. and Canada.
Exclusive discounts on movie tickets and theme parks
Save on discounts to major movie chains and top theme parks nationwide.
Restaurant Gift Cards
Receive a $25 cash-value gift card to restaurant.com each month of the plan. Includes everyday savings on popular local and national restaurants.
Wholesale Club Discounts
Get exclusive discounts at Costco and Sam’s Club.
Travel and Attraction Discounts
Discover amazing things to do everywhere you go with preferred access to Viator. Book day trips, weekend journeys, or a trip-of-a-lifetime with access to top attractions and expert recommendations to venues in the most popular destinations