Resources

From big things like emergency medical bills, to not-so-big things like lost car keys, our plan fills the gaps left by insurance and other auto club coverage.

  • Unlimited Towing & Roadside Assistance 
  • Auto Deductible Reimbursement
  • Home Deductible Reimbursement
  • Child Accident Benefit
  • Auto Repair Rebate
  • Unlimited Locksmith Services
  • Travel Discounts
  • Entertainment Discounts

About

Roadside

Auto Deductible Reimbursement

Auto Repair Reimbursement

MySavers

About

Roadside

Auto Deductible Reimbursement

Auto Repair Reimbursement

MySavers

The Silver Safeguard plan is designed to cover expenses related to family, health, and lifestyle needs.

  • Telemedicine
  • Identity Theft Protection
  • Hospitalization Reimbursement
  • Funeral Services Discount
  • Moving & Storage Discounts
  • Restaurant Gift Cards
  • Travel and Attraction Discounts
  • Wholesale Club Discounts

About

Healthcare Savings & Protection

Identity Theft

Common Life Events

Death of a Loved One

Dining, Travel & Discounts

About

Healthcare Savings & Protection

Identity Theft

Common Life Events

Death of a Loved One

Dining, Travel & Discounts

Accidents, breakdowns, and other trouble can put a real strain on your wallet, even when you have good insurance.  Our Auto Plus plan keeps cash in your pocket and gets you back on the road when you face unexpected expenses.

  • Unlimited Towing & Roadside Assistance
  • Auto Repair Reimbursement
  • Auto Deductible Reimbursement
  • Unlimited Locksmith Service for your Car
  • Auto Care Discount Network
  • Travel Discounts
  • Entertainment Discounts

About

Roadside

Auto Deductible Reimbursement

Auto Repair Reimbursement

MySavers

About

Roadside

Auto Deductible Reimbursement

Auto Repair Reimbursement

MySavers

Membership Information

What is the toll free number for members?

1-800-621-5287, member service representatives are available 24 hours a day, 7 days a week to help you.

Can I still utilize these benefits if I rent?

Yes. The only benefit you cannot utilize is the $500 Home Deductible Reimbursement. All other benefits will be available to you.

Benefit Information

Is there a ‘wait time’ to start utilizing any of the benefits?

The only benefit that requires a 30 day wait time is Auto Repair Reimbursement. All other benefits can be utilized immediately.

Is there a limit to the Emergency Home Medical Expense Reimbursement?

No.

Is there a cap or limit to the Ambulance Reimbursement?

No, there is no limit to the dollar amount or the frequency for which this benefit can be used.

Claim Information

How do I file a claim?

The quickest way to file a claim is by logging into the Member Portal. Once logged in, you will see a section named ‘Claims.’  If you need assistance, you can give us a call at 1-800-621-5287.

Is there a time limit on filing a claim?

Notice of claim must be mailed or submitted online via the Member Portal within 45 days of loss. All claims for applicable reimbursement must be supported by appropriate documentation and/or valid receipts for payment of services rendered. Claims forms along with supporting items must be post marked within 90 days of loss.

Membership Information

How soon does the plan go into effect? When can I access my benefits?

Members are covered immediately upon plan purchase, and will they receive a welcome email and a welcome kit with instructions on how to access their plan benefits.

How long is the membership term?

3 year term

Are children covered? Is there an age limit?

Children are covered for certain benefits. Refer to RealBenefits.com for who/what is covered under each benefit

Benefit Information

Does Telemedicine require the member to have insurance?

No.

Is Telemedicine free?

There is no additional cost after the Silver Safeguard plan is purchased.

Do I need to enroll on a separate site for Identity Theft monitoring?

Start by registering on RealBenefits.com where all the benefits are available. From there, you will select the Identity Protection benefit which provides instructions for setting up your Identity Guard account.

What are the requirements for the Hospitalization reimbursement benefit?

You must stay 3 consecutive nights to be eligible for reimbursement.

Are pre-existing conditions covered for Hospital Reimbursement?

Yes, pre-existing conditions are covered for reimbursement.

When do restaurant.com gift cards reset in each member’s account?

A $25 gift card appears on the first of each month and is repeated monthly for the 3-year term.

Does the restaurant.com gift card need to be printed or mailed?

Once redeemed with the $25 gift card, all restaurant certificates are stored within your restaurant.com account and are accessible wherever you go.

Claim Information

Is there a filing deadline for submitting claims when an incident occurs?

Submit your claim for reimbursement to American Health and Life as soon as possible, but not later than 1 year from the date of Hospitalization.

Membership Information

What is the toll free number for members?

1-800-621-5287, member service representatives are available 24 hours a day, 7 days a week to help you.

Benefit Information

When can I use my benefits?

Your benefits are effective as soon as you purchase the plan, unless otherwise stated in your membership materials.

Claim Information

How do I file a claim?

The quickest way to file a claim is by logging into the Member Portal. Once logged in, you will see a section named ‘Claims.’  If you need assistance, you can give us a call at 1-800-621-5287.

Is there a time limit on filing a claim?

Notice of claim must be mailed or submitted online via the Member Portal within 45 days of loss. All claims for applicable reimbursement must be supported by appropriate documentation and/or valid receipts for payment of services rendered. Claims forms along with supporting items must be post marked within 90 days of loss.